Issue link: http://cp.revolio.com/i/601524
Optional Towing: Riding in the mountains in the fall can be an incredible experience until – for whatever reason – you're stranded and need to call a tow. Besides for the unhappy wife, girlfriend or date you realize you have 10 miles of towing with your coverage. Find out what comes with your motorcycle policy and adjust it if needed and if you are able to. Services like HOG and AAA are always another option. A motorcycle does not have the space to carry extra tires or gasoline for those long stretches of open road. A small premium is charged for the peace of mind that comes from this coverage. Replacement Cost: After an accident occurs is not the time to find out that the insurance company will only pay to repair the bike. Motorcycles are expensive pieces of equipment that can be insured for full replacement by adding this option if available by your insurance company (few companies offer it). Seasonal Coverage: If you live in an area where the bike is ridden only part of the year, consider purchasing a policy that covers only stated months. In northern climates, many riders will park the bike for months because the snow is too deep to ride. In southern climates, very hot weather can be uncomfortable for motorcycle riding. Remember when winter does arrive, keep your bike insured. Claims do happen in the off-season. Consult your insurance agent for more details and additional information. Stacy Kaye GraceRiderMag.com November/Demcember 2015 11